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About Us

NCB Financial Group Limited (“NCBFG”) was incorporated in April 2016 to be licensed under the Banking Services Act as the financial holding company for National Commercial Bank Jamaica Limited (“NCBJ”). NCB is the largest and most profitable financial services group in Jamaica with roots dating back to 1837. Through the bank, its wealth management, life and general insurance, and offshore banking subsidiaries, NCBFG offers the complete suite of financial services which are accessible through a diversified portfolio of companies and innovative products to meet the needs of individual and business clients. 

The NCB Group includes NCBJ, NCB Capital Markets Limited and its subsidiaries in Barbados and Cayman, NCB Insurance Agency & Fund Managers Limited (“NCBIAFM”), NCB (Cayman) Limited, Clarien Group Limited and its subsidiaries in Bermuda, Guardian Holdings Limited and its subsidiaries as well as NCB Merchant Bank (Trinidad and Tobago) Limited.

The complete financial service offerings of NCBFG are accessible through our diversified NCB stands as the largest financial group in Jamaica, focused on maintaining a profitable organisation, which provides highly competitive and innovative products and service offerings for our customers. 

NCB GROUP OF COMPANIES

National Commercial Bank Jamaica Limited
National Commercial Bank Jamaica Limited (“NCBJ”) which provides an array of products & services to meet the banking needs of customers: deposit accounts, unsecured and secured loans, credit cards, overdraft lines, foreign exchange, personal, and private banking services are part of the offerings.  In Jamaica, our network remains unmatched with 32 branch locations, over 300 ABMs and Kiosks and over 8,000 merchant locations. Online banking is available at www.jncb.com, along with telephone banking and our 24/7 Customer Care Centre at 888-NCB-FIRST (622-3477).

NCB Capital Markets Limited
NCB Capital Markets Limited is the wealth and asset management arm of the NCB Group, offering investment and brokerage solutions for individual and corporate clients and investment banking solutions to our corporate clients. 

NCB Insurance Agency & Fund Managers Limited (formerly NCB Insurance Company Limited)
In October 2020, NCB Insurance Company Limited (“NCBIC”) transitioned to its new business as a corporate insurance agent under a new company name - NCB Insurance Agency & Fund Managers Limited (“NCBIA”) – when it transferred its insurance and annuities business to affiliated company Guardian Life Limited (“GLL”).  NCBIA continues to offer NCBIA world class pension fund administration and investment management services for retirement schemes and superannuation funds.  As an insurance agent, NCBIA exclusively sells the life insurance products of GLL, which includes the products that were originally owned by NCBIC. 

NCB (Cayman) Limited
NCB (Cayman) Limited is the offshore banking subsidiary of the NCB Group and provides banking and trust services. 

Clarien Group Limited
Clarien Group Limited owner of Clarien Bank Limited based in Bermuda, provides financial solutions in personal, commercial and private banking, investment & wealth management and trust services to its customers. Clarien Bank offers online services at www.clarienbank.com.

Guardian Holdings Limited
Guardian Holdings Limited (GHL) is the parent company for an integrated financial services group known as Guardian Group, with a focus on life, health, property and casualty insurance, pensions and asset management. The company has grown steadily and currently serves markets in 21 countries across the English and Dutch Caribbean, including Trinidad & Tobago, Barbados, Jamaica, Curacao, Aruba, St. Maarten and Bonaire.

NCB Merchant Bank (Trinidad and Tobago) Limited (formerly NCB Global Finance Limited)
NCB Global Finance Limited provides merchant banking services including deposits, origination of loans and leases and provision of foreign exchange and trustee services.

NCB UK Representative Office & NCB Financial Services UK Limited
NCB UK Representative Office (the only arm of the Retail Banking business that is based outside Jamaica) & NCB Financial Services UK Limited focus on the remittance of pensions and provide general support to NCB customers who reside in the United Kingdom.

N.C.B. Foundation
N.C.B. Foundation is the bank's philanthropic arm, fulfilling our commitment as a leading socially responsible corporate citizen, actively building the communities in which it serves.

Our Vision

To be the premier Caribbean financial services group delivering superior products and services to satisfy the needs of our customers, while developing our employees and building the communities we serve.

Our Values

  • Stakeholder Value: We hold a deep and abiding respect for each customer, every colleague in our companies, and all our shareholders.
  • Customer Experience: We commit to finding new, practical and innovative ways to make the term "excellent service" more relevant to each customer, every day.
  • People Development: We commit to the relentless renewal of our enterprise through the constant training of our people at all levels.
  • Reward & Recognition: In our merit-based culture, individual reward and recognition will be a result of measured performance.
  • Fair Competition: We treat all competitors as noble, but we will compete fairly and vigorously to win.

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